Personal Insurance

Coverage for your car, your home, and the people in it.

Auto, home, renters, landlord, boat, and life coverage for families across Charlotte the Carolinas and beyond. One office, one point of contact, from the first quote through renewal.

A house and a parked car in silhouette at dusk, two windows lit
What we cover

Everything you own, under one roof

Six lines of personal coverage written and serviced from the Charlotte office. Bundle what makes sense to bundle; we will tell you when it does not.

Auto & Motorcycle

Liability, collision, and comprehensive for daily drivers, second cars, and motorcycles.

  • Liability and full coverage
  • Uninsured and underinsured motorist
  • Roadside assistance and rental reimbursement
  • Motorcycle, scooter, and ATV
  • Multi-vehicle and multi-policy discounts

Homeowners

Coverage written to what it would actually cost to rebuild — not what you paid.

  • Dwelling and other structures
  • Personal property and valuables
  • Loss of use while your home is repaired
  • Personal liability and medical payments
  • Wind, hail, and water backup endorsements

Condo & Renters

The walls-in coverage your association policy does not carry, plus your belongings.

  • HO-6 walls-in and loss assessment
  • Renters personal property
  • Personal liability
  • Additional living expense

Landlord & Rental Property

Dwelling fire and landlord policies for rentals, second homes, and small portfolios.

  • DP-3 dwelling fire
  • Loss of rental income
  • Liability for tenant-occupied property
  • Vacant and under-renovation coverage

Boat, RV & ATV

Coverage for the things that only come out on weekends.

  • Boats, personal watercraft, and trailers
  • Travel trailers and motorhomes
  • ATV and off-road
  • Agreed-value options on qualifying units

Life Insurance

Term and permanent coverage sized to what your family would actually need.

  • Term life
  • Whole and universal life
  • Final expense
  • Mortgage protection